Graduate School Scholarships and Fellowships

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Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

Search for scholarships, fellowships, grants, financial aid, tuition-assistance that will help you pay for your tuition bill and make graduate education within your reach. We aggregate data from 100+ external organizations, non-profits, and 400 top-ranked universities in an easily searchable form.

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Amount: $30000
Loan Repayment

Applicant don't have to pay interest on the loan during deferment if applicant have a subsidized FFEL or Direct Stafford Loan or a Federal Perkins Loan. Economic Hardship Deferment—A FFEL, Direct Loan, or Federal Perkins Loan borrower may qualify for an economic hardship deferment for a maximum of three years if the borrower is experiencing economic hardship according to federal regulations. The Loan Deferment Summary Chart here shows Stafford Perkins Loan deferments for loans disbursed on or after July 1, 1993. Applicant have to to their loan servicer for forbearance, and applicant must continue to make payments until applicant've been notified their forbearance has been granted.

Loan Deferments

One of the many benefits of joining this organization is the ability to provide students with paperless loan deferments. Among the larger loan agencies that work with the Clearinghouse are UNIPAC, Sallie Mae Servicing Corporation, and Citibank. These files are used for many purposes, now including paperless loan deferments.

Amount: $10000
Admissions.uafs.edu

If applicant have not repaid their loan in full after making the equivalent of 25 years of qualifying monthly payments, any outstanding balance on their loan will be forgiven. Most students default because they are unaware of their options or they have not kept their information up-to-date with their Federal Loan Servicer, so they miss important information. University of Arkansas-Fort Smith offers several options that can help keep their loans in good standing, even if their finances are tight. If applicant have multiple student loans, simplify the repayment process with a Direct Consolidation Loan—allowing applicant to combine all their federal student loans into one loan for one monthly payment.

Amount: $30000
Federal Loan Consolidation

With Federal Loan Consolidation, applicant can consolidate all or some of their outstanding education loans, even if their loans are currently held by than one lender and are of different loan types. In order to be eligible for a Federal Consolidation Loan under the Federal Family Education Loan program , applicant must be in the grace period or already in repayment on each loan applicant select to consolidate. Federal PLUS Loans Private Alternative loan repayment options may be available through private lenders, but they may not include the same benefits as the Federal Loan Consolidation program. Once their loan has been funded, applicant will receive a Federal Loan Consolidation Disclosure Statement and Repayment Schedule from the servicer of their new Consolidation loan.

Loan Repayment and Debt Management

Remember, student loans are real loans, just like car loans or mortgages. Federal student loans, including Federal Direct loans carry a 6-month grace period. The the students.S. Education may grant a deferment on the Graduate Plus loan payment to align with the Direct Loan payment deadline. The USD Law Access Loan and the USD Tuition Credit loan carry a 12-month grace period. Any questions regarding these two types of loans may be addressed to the University of San Diego Loan Administration department. Loan Repayment Estimator Direct Loan Program IBR calculator helps applicant determine their projected payment based on their loan debt and income information. NSLDS The National Student Loan Data System for Students gives applicant access to the current status of their federal student loans.

Deferring Prior Educational Loans

Applicant may be eligible to defer payment on prior educational loans while applicant are enrolled at least half-time as a student at Northwestern. Typically, the deferment process depends on the loan type. Federal Stafford, Federal Graduate PLUS and alternative loans. The University Registrar sends their enrollment information to the National Student Loan Clearinghouse once a month.

Graduation Exit Counseling

In addition, federal regulations require all federal loan borrowers to complete loan exit counseling requirements no than 30 days prior to the end of their enrollment. View all of their loan exit counseling requirements on Banner Self Service. Applicant will need to enter estimates of their income and expenses while completing the Direct Loan counseling. This will give applicant a few months to learn their loans, determine their income expenses, and develop a loan repayment strategy. Review the university resources at the bottom of the university Repay their Loans page for info! Applicant may be eligible to place their loans into deferment.

Amount: $10000
Loan Repayment Plans

Example, if applicant have $35,000 in outstanding FFEL Program loans and $10,000 in outstanding Direct Loans, applicant can choose the extended repayment plan for their FFEL Program loans, but not for their Direct Loans. Loans applicant received under the Federal Family Education Loan Program, the Federal Perkins Loan Program, or any other student loan program are not eligible for PSLF. If applicant have FFEL Program or Perkins Loan Program loans, applicant may consolidate them into a Direct Consolidation Loan to take advantage of PSLF. In addition, if applicant made qualifying payments on a Direct Loan and then consolidate it into a Direct Consolidation Loan, applicant must make 120 qualifying payments on the Direct Consolidation Loan.

Direct Subsidized Unsubsidized Loan

Direct Student Loans are loans available to and graduate students with the US Education acting as the lender. There are two types of Direct Student Loans Subsidized and Unsubsidized. Independent loan limits also to students whose parents are unable to borrow through the PLUS program because of a credit denial. Aggregate loan limits for graduate students include loans received for course work.

Loan Repayment Information

Know their loan types and grace period 6 months for Subsidized, Unsubsidized and Grad PLUS, 9 months for Perkins loans. Applicant will receive information repayment and their loan servicer will notify applicant of the date repayment will begin, usually November for May graduates. It is important to make full and on-time payments each month in order to avoid defaulting on their student loans. Defaulting on their student loans DOES affect their credit! Loan Consolidation Consolidation is the process of combining multiple student loans into one new loan with a new repayment term, interest rate and monthly payment. There are loan forgiveness programs for teachers and other public service jobs, so don't miss out on any of these that applicant might qualify for.