Graduate School Scholarships and Fellowships

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Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

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Graduate Plus Loan Information

The Federal Direct Graduate PLUS Loan is an unsubsidized loan for students enrolled in a graduate degree or eligible certificate program. The FAFSA application is required to be completed to be able to process a Graduate PLUS Loan. Approval for the Graduate PLUS Loan is based on a student credit check for adverse credit history and the student being enrolled at least half-time in a graduate degree program. There are a number of advantages in considering the Graduate PLUS loan over a private educational loan. To revise a loan award, please follow the procedure outlined in their award letter notification.

Federal Graduate PLUS Loan Program

Direct PLUS loans have higher rates than Subsidized and Unsubsidized Loans, but are expected to be cheaper than private alternative loans in most cases, and benefit from federal loan repayment options such as Income-Based Repayment and Public Service Loan Forgiveness, while private loans do not. Graduate PLUS loan borrowers must not have an adverse credit history. PLUS lenders will check a borrower’s credit prior to approving a PLUS loan. PLUS loans have a standard ten-year repayment period, and a minimum monthly payment of $50. The application process for the Federal Graduate PLUS Loan is similar to that of Direct Subsidized and Direct Unsubsidized Loans. See the description of the Federal Direct Unsubsidized Loan for details.

Amount: $20500
Student Loans

Most law students will access one of two types of student loan programs. Students must submit a FAFSA to determine eligibility. The Direct Graduate PLUS Loan covers expenses not covered by the Direct Unsubsidized Loan up to the full cost of attendance as established by RWU Law. A satisfactory credit history is essential in order to participate in the Direct Graduate PLUS Loan program. Students must be registered for a minimum of 6 credits per academic term in order to qualify for Federal Loans.

Sample Aid Packages

Federal Graduate PLUS Loans are subject to credit approval as well as federal student loan eligibility requirements. Some students will receive other funds than those listed in such cases those funds will typically replace Graduate PLUS loans, then Unsubsidized Loans, on a dollar-for-dollar basis.

Federal Direct Loans

IUPUI participates in the Federal Direct Loan program for all Federal Direct Subsidized, Unsubsidized, and PLUS loans. With Federal Direct Loans, applicant’ll borrow directly from the the students.S. Education. Federal Direct Loans usually offer lower interest rates and have flexible repayment options than loans from banks or other private sources. Before applicant for a private loan, complete their FAFSA to see if applicant qualify for a federal loan. Subsidized loans are available to s with financial need, while unsubsidized loans are available to graduate and students regardless of need. Federal Direct PLUS Loans are available to graduate students and to parents of dependent students regardless of need.

Loans at University of Houston-Clear Lake

Most federal loans and all Stafford Loans, the most common federal loan are Direct Loans. Applicant can use the loans to pay tuition and fees, as well as some other living expenses Applicant can receive Federal Direct loans as subsidized, unsubsidized, or as a combination of the two. To qualify for a subsidized loan, complete the FAFSA form. If their FAFSA results demonstrate financial need, applicant can qualify for a subsidized loan. Unsubsidized Direct loans are also available with low interest rates and favorable deferment options. Although applicant are charged interest on an unsubsidized loan, applicant have the same low interest rate, deferment, and repayment options.

Student Loans

Direct Stafford loans are awarded for fall and spring terms upon completion of their FAFSA. If applicant plan to attend summer terms, applicant may need to reduce their fall and spring loans. Students must be enrolled at least half-time to receive a loan. Applicant must accept, reduce or decline their student loans after receiving their award letter. Loan funds come directly to the university and credit their student account. If the loan creates a credit balance, applicant will receive a loan refund by either check or direct deposit A loan is a debt that must be repaid. Loan funds are for educational related expenses only. Direct Stafford Loans for and graduate students. Direct Parent PLUS Loans for parents of students.

Amount: $20500
The Heller Executive MBA for Physicians

All EMBA candidates are eligible for unsubsidized Stafford loans and Graduate PLUS loans. The maximum amount of Stafford Loans that a student may request in one academic or calendar year is $20,500. The loan proceeds will be disbursed directly to the student account, less the fee, in equal amounts, one payment for each term in the loan period. The Graduate PLUS Loan is a non-need, credit-based loan similar to a private student loan with the benefit of having a fixed interest rate and federal guarantee. The students.S. citizens or eligible permanent residents enrolled at least half-time in a degree program can be considered for Graduate PLUS Loans.

Federal Direct Student Loans

Students should understand the difference between subsidized and unsubsidized loans, as well as the responsibilities of accepting a federal direct student loan. If a loan offer is accepted, applicant are borrowing money from the the students.S. Education and therefore agree to repay it under the terms and condition of the loan. Applicant are not obligated to accept any student loan offer and may decline their loans at any time. Subsidized loans do not accrue interest while applicant, the student, are enrolled at least half-time or during grace periods Financial need must be demonstrated on their FAFSA in order to qualify for a subsidized loan.

Student Financial Services

The Parent PLUS Loan is a loan parents may borrow on behalf of their dependent student. This funding is through the Federal government and the student must have a completed FAFSA on file. The amount requested will be limited by cost of attendance limits minus all other aid received. In order to for a Parent PLUS loan a parent must have an FSA ID. This loan can be applied for at studentloans.gov. Graduate students seeking additional loan funding may also for a Grad PLUS Loan. While the rate is higher than a graduate student’s Direct Loans, it is typically lower than a private, alternative loan. This loan can also be applied for at studentloans.gov.