Graduate School Scholarships and Fellowships

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Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

Search for scholarships, fellowships, grants, financial aid, tuition-assistance that will help you pay for your tuition bill and make graduate education within your reach. We aggregate data from 100+ external organizations, non-profits, and 400 top-ranked universities in an easily searchable form.

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Loan Interest Rates, University of Cincinnati

It is important to consider all aspects of loan interest as applicant are accepting loan terms and signing promissory notes. Therefore, the loan applicant take out for one academic year may have a different interest rate from the loan applicant take out the following year. Borrowers can elect to make loan payments at that point, interest-only payments, or can request the loan be deferred during the student enrollment. PLUS Loans will also be variable-fixed, where the borrower receives a specific rate with each new loan, but that rate is fixed for the life of the loan. Interest is calculated and accumulates on loans annually for federal loans.

Amount: $30000
Repayment Options

Direct Parent PLUS Loans and Direct Parent PLUS Consolidation Loans are not eligible for the IBR repayment plan. Payments are made over a period of 25 years if any loans the students are repaying under the plan were received for graduate or professional study. Direct Parent PLUS Loans and Direct Parent PLUS Consolidation Loans are not eligible for the REPAYE plan. This repayment option is available to Direct Loan borrowers whose student loan debt is high relative to their income. FFEL Program Loans, Direct Parent PLUS Loans, and Direct Parent PLUS Consolidation Loans are not eligible for the Pay As applicant Earn repayment plan.

Direct Lending, University of Cincinnati

New UC student and parent loan borrowers can skip this information and simply review the loan process in order to complete their loan paperwork. Direct Lending is a way to provide the same federally-backed loans to student and parent borrowers but directly from the the students.S. government rather than via private lenders. Lender Choice: Because Direct Loans do not use a lender other than the federal government, students will not choose a lender as part of the MPN process. Direct Subsidized and Unsubsidized Loans will only see a 0.5% fee charged, and PLUS Loans will only see a 2.5% fee charged. Direct Loan servicing is handled for most federal loans through their federal loan servicer.

Loan Fees, University of Cincinnati

With each new loan secured in their name, a disclosure statement is issued that outlines terms of the loan, amounts, fees, and disbursement dates. Carefully review and keep these statements to better understand their loan and any fees taken out before the funds are sent to UC in their name. Take the total loan amount accepted on their award offer and subtract 1.062% off of Subsidized and Unsubsidized Loans and 4.248% off of Parent and Graduate PLUS Loans to account for both origination and default fees. Then divide this net loan amount by the number of loan payments Given the shifting changes in origination fees that occur mid-year, a billing estimate may differ from an actual loan amount but that difference should be minimal.

LRAP

Application Procedure: An application for the LRAP loan is required before each new LRAP eligibility period. Federal Government Loan Forgiveness: Currently, the Federal Government has the Public Service Loan Forgiveness Program to forgive all federal student loans held after 10 years. The loan is provided in twelve-month increments and is renewable every twelve months as long as the recipient remains eligible. Upon proof of payment, the participant loan for the prior twelve months will be forgiven. Loan Repayment Terms: LRAP will provide repayment for federal loans at the loan repayment rate calculated under the Income Driven Repayment options: Income Based Repayment or Pay As applicant Earn

Student Services Center

To disclose borrower rights and responsibilities, the federal government requires the completion of entrance loan counseling before loan funding is disbursed. Graduate and Professional students may to borrow a Graduate PLUS loan after Federal Direct Loan eligibility has been exhausted. Maximum interest rates and fees on federal loans are set by law, and terms and conditions are clearly defined. However, private loans, also known as alternative loans, offer another borrowing option. Although the FASFA is not required, private loans may have varying interest rates and limited repayment options. Alternative loans are, therefore, considered a last resort lending option. Applications for private loans are submitted directly to the lender. Interest rates for loans are determined by the lender based on the student and cosigner’s credit worthiness.

Amount: $4320
Georgetown Law

LRAP III is designed to work in conjunction with the federal government’s Public Service Loan Forgiveness Program to promote and facilitate careers in public interest law. Under the federal law, federally guaranteed loans can be repaid, after graduation, through either the Pay As their Earn or Income-Based Repayment plan that generally limits repayment to approximately 6.67% or 10%, respectively, of the borrower’s annual income. At the end of 10 years of public service, the federal government will forgive the remaining balance. Otherwise, the two repayment plans function similarly, including the 10 year, or 120 on-time, scheduled payments, period for public service loan forgiveness.

Managing Student Loans

If applicant receive a federal loan, applicant are required to complete loan entrance and exit counseling in addition to a promissory note for loan repayment. The the students.S. Education requires first-time borrowers in the Federal Direct Stafford Loan Program to complete an loan entrance counseling session before loan funds will be credited to their account. Federal regulations require that first-time Direct Loan borrowers complete an Master Promissory Note Loan proceeds will not be disbursed until the loan counseling requirement has been met. The the students.S. Education requires first-time borrowers in the Graduate PLUS Loan Program to complete an loan entrance counseling session before loan funds will be credited to their account.

Amount: $8500
Tuition Funding

The maximum unsubsidized loan amount is $18,500 minus any subsidized amounts. Federal Perkins Loan: Funds for the Federal Perkins Loan program are provided by the federal government, and are limited to full-time second year students only. The loan is based on financial need and is designated for exceptionally needy students. No interest accrues on the loan while the student is enrolled. Direct PLUS Loan: Federal Direct Graduate PLUS Loan is a federal loan available to graduate and professional students based on educational costs. This loan, in combination with other aid, cannot exceed educational costs as determined by Ohio State. Alternative Loans: Credit-based loans funded by various lenders. These funds are often used to supplement the Federal Stafford loan program.

Loans

Federal Loan programs offer a secure, government-regulated and reasonably affordable way to invest in yourself and their goal of a higher education. Even though some loans are based on financial need, there are programs available to all federally eligible students regardless of income. The Federal Direct Student Loan is available from the the students.S. Education. ASU disburses the loans after they have been approved and processed and classes have begun. Plus loan eligibility is not based on financial need, so these loans are made regardless of income level. The university’s first priority in conducting business with student loan providers is to ensure they have services that provide for the best interests of student and parent borrowers.