Graduate School Scholarships and Fellowships

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Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

Search for scholarships, fellowships, grants, financial aid, tuition-assistance that will help you pay for your tuition bill and make graduate education within your reach. We aggregate data from 100+ external organizations, non-profits, and 400 top-ranked universities in an easily searchable form.

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Amount: $30000
Repayment Options

This plan is available to low-income borrowers who have a Direct Subsidized Loan, Direct Unsubsidized Loan, Direct Graduate PLUS Loan and or a Direct Consolidation Loan This plan allows students who do not qualify for the Income Based Repayment or the Pay As applicant Earn plans to make lower Direct Loan payments. Loan deferment is a period of time during which repayment of the principal balance of their loan is temporarily delayed. Depending on the type of loan applicant have, the federal government may pay the interest on their loan during a period of deferment. Documentation may need to be provided to the loan servicer to show why applicant should be granted forbearance.

Loan Interest Rates, University of Cincinnati

It is important to consider all aspects of loan interest as applicant are accepting loan terms and signing promissory notes. Therefore, the loan applicant take out for one academic year may have a different interest rate from the loan applicant take out the following year. Borrowers can elect to make loan payments at that point, interest-only payments, or can request the loan be deferred during the student enrollment. PLUS Loans will also be variable-fixed, where the borrower receives a specific rate with each new loan, but that rate is fixed for the life of the loan. Interest is calculated and accumulates on loans annually for federal loans.

Direct Lending, University of Cincinnati

New UC student and parent loan borrowers can skip this information and simply review the loan process in order to complete their loan paperwork. Direct Lending is a way to provide the same federally-backed loans to student and parent borrowers but directly from the the students.S. government rather than via private lenders. Lender Choice: Because Direct Loans do not use a lender other than the federal government, students will not choose a lender as part of the MPN process. Direct Subsidized and Unsubsidized Loans will only see a 0.5% fee charged, and PLUS Loans will only see a 2.5% fee charged. Direct Loan servicing is handled for most federal loans through their federal loan servicer.

Loan Fees, University of Cincinnati

With each new loan secured in their name, a disclosure statement is issued that outlines terms of the loan, amounts, fees, and disbursement dates. Carefully review and keep these statements to better understand their loan and any fees taken out before the funds are sent to UC in their name. Take the total loan amount accepted on their award offer and subtract 1.062% off of Subsidized and Unsubsidized Loans and 4.248% off of Parent and Graduate PLUS Loans to account for both origination and default fees. Then divide this net loan amount by the number of loan payments Given the shifting changes in origination fees that occur mid-year, a billing estimate may differ from an actual loan amount but that difference should be minimal.

Student Services Center

To disclose borrower rights and responsibilities, the federal government requires the completion of entrance loan counseling before loan funding is disbursed. Graduate and Professional students may to borrow a Graduate PLUS loan after Federal Direct Loan eligibility has been exhausted. Maximum interest rates and fees on federal loans are set by law, and terms and conditions are clearly defined. Although the FASFA is not required, private loans may have varying interest rates and limited repayment options. Alternative loans are, therefore, considered a last resort lending option. Applications for private loans are submitted directly to the lender. Interest rates for loans are determined by the lender based on the student and cosigner’s credit worthiness. Short-term loans are available to assist students who need small amounts of funding for emergency expenses.

Amount: $4320
Georgetown Law

LRAP III is designed to work in conjunction with the federal government’s Public Service Loan Forgiveness Program to promote and facilitate careers in public interest law. Under the federal law, federally guaranteed loans can be repaid, after graduation, through either the Pay As their Earn or Income-Based Repayment plan that generally limits repayment to approximately 6.67% or 10%, respectively, of the borrower’s annual income. Georgetown Law will reimburse out-of-pocket repayments for its graduates in eligible public service, effectively ending loan repayments for those who spend 10 years working in modestly paid public interest fields. The $75,000 income threshold is for single participants who are not receiving any other loan repayment assistance from another entity.

Managing Student Loans

If applicant receive a federal loan, applicant are required to complete loan entrance and exit counseling in addition to a promissory note for loan repayment. The the students.S. Education requires first-time borrowers in the Federal Direct Stafford Loan Program to complete an loan entrance counseling session before loan funds will be credited to their account. Federal regulations require that first-time Direct Loan borrowers complete an Master Promissory Note Loan proceeds will not be disbursed until the loan counseling requirement has been met. The the students.S. Education requires first-time borrowers in the Graduate PLUS Loan Program to complete an loan entrance counseling session before loan funds will be credited to their account.

Amount: $8500
Tuition Funding

The maximum unsubsidized loan amount is $18,500 minus any subsidized amounts. Federal Perkins Loan: Funds for the Federal Perkins Loan program are provided by the federal government, and are limited to full-time second year students only. The loan is based on financial need and is designated for exceptionally needy students. No interest accrues on the loan while the student is enrolled. Direct PLUS Loan: Federal Direct Graduate PLUS Loan is a federal loan available to graduate and professional students based on educational costs. This loan, in combination with other aid, cannot exceed educational costs as determined by Ohio State. Alternative Loans: Credit-based loans funded by various lenders. These funds are often used to supplement the Federal Stafford loan program.

Loans

The Federal Direct Student Loan is available from the the students.S. Education. ASU disburses the loans after they have been approved and processed and classes have begun. Plus loan eligibility is not based on financial need, so these loans are made regardless of income level. These Student Loans are recommended only for students who have exhausted all of their eligibility for Federal Direct Subsidized, Unsubsidized, Parent PLUS and Grad PLUS Loans, or are not eligible for the Federal Direct, Unsubsidized Federal Direct Student Loans, Parent PLUS or Grad PLUS loans. The university’s first priority in conducting business with student loan providers is to ensure they have services that provide for the best interests of student and parent borrowers.

Loans

Loans are borrowed funds that have to be repaid with interest. Federal Loans are available for both graduate and students and for parents. Loans come from federal government and private sources, although government loans usually have better terms.