Graduate School Scholarships and Fellowships


Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

Search for scholarships, fellowships, grants, financial aid, tuition-assistance that will help you pay for your tuition bill and make graduate education within your reach. We aggregate data from 100+ external organizations, non-profits, and 400 top-ranked universities in an easily searchable form.

Search for scholarship, fellowship, financial aid and assistantship


Show results for:

Consolidation Refinancing

With a refinanced loan, a private lender repays their current loans and issues applicant a new loan with new terms and conditions. Private and federal student loans may be combined: If applicant have both federal and private loans, applicant can refinance them with a private lender to streamline repayment. There may also be a minimum loan amount required for refinancing. Loss of federal benefits : Private lenders do not offer the same federal repayment plans and refinanced loans are not eligible for federal forgiveness programs. Release a co-signer: If applicant needed a co-signer to initially apply, applicant may be able to get a new loan without a co-signer. There are private lenders that will refinance loans for international students under certain conditions.

Amount: $100000
Private Financing on any Real Estate

Check List for for getting a private loan. How does a private lender underwrites a loan compares to a bank. Commercial hard money loans are a capital source offered by private lenders to investors who need financing fast. The interest rates are typically higher than traditional bank loans but commercial hard money loans have two major advantages faster funding and flexible underwriting criteria. Investors who are looking to secure loans on a short term basis or with credit challenges are the perfect fit for a commercial hard money loan. There are four parts you’ll need to go through before closing a private loan on a commercial property. Unlike traditional loans from banks private lending focus on the property, not the burrower.

Get Capital for Your Next Project

Check List for for getting a private fix and flip loan. How does a private lender underwrites a loan compares to a bank. There are four parts you’ll need to go through before closing a private loan:. Just like regular loans private loans have costs as well. For example if you take out a loan for $100,000 on a shopping center from a private lender, 2 point fee will cost you $2,000. Real estate professionals who come to us for financing need it fast it is the hallmark of a hard money loan. Unlike other companies, we don’t mind if you shop around or get a second opinion because we believe that if we can’t get you a loan, you don’t owe use anything.

Amount: $5000
​Loan Programs

Interest on an Unsubsidized Direct Loan begins immediately after the loan is disbursed. These private loans provide a source of credit for both full and half-time graduate students whose educational funding needs exceed personal resources and assistance available through traditional programs. Loans can range from $2,001 $50,000 Students must formally request a deferment or forbearance through the procedures established by the holder of the loan, and must continue making payments until notified that the deferment has been granted. This option allows applicant to consolidate their federal loans into a single loan and reduce their monthly student loan payment by as much as 20% to 40% by extending the repayment period. Consolidation options may also be available to refinance private alternative educational loans depending on the lender.

Historical Private Loan Lender Resource

Each lender loan programs may have different requirements, so be sure to review with their lender regarding their loan programs that applicant qualify for to best suit their need. This is not an exhaustive list of private loan lenders and SNHU does not guarantee the student satisfaction with the services and products provided by these or any other lenders. Under the Federal Truth in Lending Act , their private education loan lender is required to provide disclosure of loan terms and features at the time of application, a second disclosure after the initial application reaches an approval status and a final disclosure once the loan is accepted.

Graduate and Professional Student Financial Services

A private student loan is a nonfederal loan issued by a lender such as a bank or credit union. Private student loans often have variable interest rates, require a credit check and a co-signer, and do not provide the benefits of federal student loans. Federal Direct Loans generally have favorable terms and conditions than private loans. The university recommend that applicant utilize all Direct Stafford Loan eligibility before turning to private loans. Azusa Pacific University uses a wide range of private lenders.

Understanding Your Credit

The Direct Loan Stafford, Perkins and DL PLUS loans do not depend on their credit score. The DL PLUS loan, however, requires that the borrower not have an adverse credit history. Most lenders rely on their credit score to determine eligibility for private student loans. Education lenders generally use the FICO score in combination with other factors to determine eligibility for private student loans. Typically, than two-thirds of private student loan borrowers have credit scores of 650 or higher. Applicant should check their credit report at least once a year, especially before any major credit applications such as obtaining a mortgage, auto loan or student loan. Installment loans are a better form of debt.

Student Services Center

To disclose borrower rights and responsibilities, the federal government requires the completion of entrance loan counseling before loan funding is disbursed. Direct Subsidized Loans Subsidized loan eligibility is based on financial need. Direct Unsubsidized Loans Unsubsidized loans are available to students regardless of their financial need. If a parent’s application for a PLUS loan is denied based on the borrower’s credit history, the dependent student may be eligible for an additional unsubsidized student loan. Graduate and Professional students may to borrow a Graduate PLUS loan after Federal Direct Loan eligibility has been exhausted. However, private loans, also known as alternative loans, offer another borrowing option. Although the FASFA is not required, private loans may have varying interest rates and limited repayment options.

Amount: $60000
Federal Loan Consolidation

To qualify for a Direct Consolidation Loan, borrowers must have at least one Direct Loan or Federal Family Education Loan that is in grace, repayment, deferment or default status. Borrowers can consolidate most defaulted education loans, if they make satisfactory repayment arrangements with the current loan holders or agree to repay their new Direct Consolidation Loan under the Income Contingent Repayment Plan. The Direct Loan Servicing Center has information on the Public Service Loan Forgiveness Program. Federal PLUS Loans The interest rate for FFEL and Direct Consolidation Loans is set according to a formula established by federal statute. Convenience easier to manage one loan versus loans with multiple lenders.

Amount: $30000
Federal Loan Consolidation

With Federal Loan Consolidation, applicant can consolidate all or some of their outstanding education loans, even if their loans are currently held by than one lender and are of different loan types. Federal PLUS Loans Private Alternative loan repayment options may be available through private lenders, but they may not include the same benefits as the Federal Loan Consolidation program. Thirty days from the date their loan is funded, applicant are required to begin repayment according to that schedule. Current federal regulations state that the maximum length of the repayment term is based on the sum of the loans being consolidated, and the unpaid balance on other student loans.