Graduate School Scholarships and Fellowships


Our mission is to make graduate education affordable and accessible by helping you find the universities and external sources that offer scholarships, grants, and assistantship to offset the cost

Search for scholarships, fellowships, grants, financial aid, tuition-assistance that will help you pay for your tuition bill and make graduate education within your reach. We aggregate data from 100+ external organizations, non-profits, and 400 top-ranked universities in an easily searchable form.

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Amount: $1500
Short-Term Loans Graduate Student Senate

Descriptions of two or three words, such as pay bills , will NOT be sufficient in explaining their financial situation and may result in the rejection of their loan application. These criteria should be read prior to submitting a short-term loan request. Complete this form for each short-term loan applicant request. Complete this form for each short-term loan applicant wish to extend.

Amount: $1000
Payday Loan Definition

A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on their income. Payday loans charge high interest rates for short-term immediate credit. Payday loans are short-term, very high interest loans available to consumers. Payday lenders often base their loan principal on a percentage of the borrower’s predicted short-term income. Predatory lending imposes unfair, deceptive, or abusive loan terms on a borrower. An unsecured loan doesn't require any type of collateral, but to get approved for one the students will need good credit. The ability to repay describes an individual financial capacity to make good on a debt, potentially qualifying them for a mortgage or other loan.

Short Term Loans at MSU

Consider carefully whether it worth the cost to take out a payday loan to cover books or other expenses. To apply for a COGS loan applicant need to submit a paper Short Term Loan Application and specify that applicant want consideration for these funds. The student must repay the loan in order to have the hold removed. Students may prepay all or any part of the loan at any time without penalty. Pay online via StuInfo by selecting the Short Term Loan Payment option from the Financial menu.

Balloon Loan Definition

Balloon loans can be attractive to short-term borrowers because they typically carry lower interest rates than loans with longer terms. If property values have fallen, being unable to sell the property at a high enough price to pay the balloon payment, and then defaulting on the loan. Being able to successfully refinance the balloon loan, but at a higher interest rate, driving up monthly payments There also an underlying risk of opting for a balloon loan: It easy to be fooled by the smallness of the original interest-only monthly payment into borrowing money than an individual can comfortably afford to borrow.

Amount: $10000
Loan Shark Definition

A loan shark can be a person within a personal or professional network offering to provide loans at high interest rates. Some payday lenders may approach the level of loan sharks, offering loans at extremely high interest rates for short periods of time. While payday lenders are not known for violent tactics in debt collection, they do offer short-term rates on payday loans with extremely high interest costs, making it difficult for a borrower to repay. Loan application procedures will generally be similar to standard conventional loans. An unsecured loan doesn't require any type of collateral, but to get approved for one the students will need good credit. A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on their income.

Short-term Contingency Loans

Short-term contingency loans are available to students coping with unexpected financial emergencies. Typically no more than $1,000, they are repayable through deduction from stipend checks or federal loan disbursements. Short-term contingency loans are limited to two per student per academic year. Students wishing to borrow more than $1,000 may want to consider a federal loan.

Amount: $10000
Personal Loan Definition

Personal loans are loans that can be used to cover a number of personal expenses. Applicant then have to begin repaying the loan according to the terms established in their loan agreement. The annual percentage rate on a personal loan represents the annualized cost of repaying the loan based on the interest rate and fees. The loan has a repayment term of 24 months. Now assume applicant borrow the same amount but with different loan terms. Instead of a two-year term, applicant have three years to repay the loan, and their interest rate is 6% instead of 7.5%. While some lenders charge no fees for personal loans, others may levy a credit check fee, a loan origination fee, or—if applicant decide to pay off the loan early—a prepayment penalty.

Amount: $100000
Private Financing on any Real Estate

Investors who are looking to secure loans on a short term basis or with credit challenges are the perfect fit for a commercial hard money loan. Points Origination calculated as a percentage of the total loan amount. For example if you take out a loan for $100,000 on a shopping center from a private lender, 2 point fee will cost you $2,000. Document fees fees to prepare loan documents for you to sign. Real estate professionals who come to us for financing need it fast it is the hallmark of a hard money loan. Unlike other companies, we don’t mind if you shop around or get a second opinion because we believe that if we can’t get you a loan, you don’t owe use anything.

Amount: $50000
Construction Loan Definition

To gain approval for a construction loan, the borrower will need to give the lender a comprehensive list of construction details Construction loans are usually offered by local credit unions or regional banks. They agree on a drawdown schedule for the loan. In real estate construction, a floor loan is the minimum amount that a lender agrees to advance in order for a builder to commence construction on a project. The floor loan is often the first stage of a larger construction loan or mortgage. An end loan is a permanent, long-term loan used to pay off a short-term construction loan or other form of interim financing. A secondary loan that shares the same maturity date as the original is said to be coterminous with the first loan.

Amount: $1000
UF Office for Student Financial Affairs

Interest is computed monthly at the rate of 1% on the unpaid balance from the date the loan is disbursed. A minimum of one month’s interest will be charged if the loan is paid in full within 30 days. Short-Term Loans must be repaid either when the repayment source is received, OR by the established repayment deadline for the semester in which the loan was received, whichever comes first.